What You Should Know Before a Roof Inspection
At Trinity Insurance Group, we know that a roof inspection is an important part of protecting your home. We recently met with Honor Roofing, a local company that stands out for its commitment to training, honesty, and expertise in the roofing industry. Here’s a quick guide to what you need to know before scheduling your next roof inspection.
1. Choose a Skilled Roofing Company
Make sure the roofer you hire is well-trained. A skilled professional can tell the difference between hail damage and other marks, ensuring an accurate inspection.
2. Know Key Insurance Endorsements
Before your inspection, check your insurance policy for these key endorsements:
Ordinance of Law: Helps cover costs if local building codes change.
Metal Coverage: Ensure your policy covers metal coverings, if applicable.
Deductible: Be clear on your deductible and what you will owe out of pocket if a claim is filed.
Full Replacement vs. Payment Schedule: Know whether your policy covers a full roof replacement or if your insurance carrier bases payment on a depreciated scale.
3. Get a Thorough Inspection
Your roofer should physically get on your roof and check the attic to assess the decking. They should take photos and clearly explain their findings so you can make informed decisions.
Final Thoughts
A proper roof inspection is key to protecting your home. Choosing the right roofing company and understanding your insurance coverage can make a big difference. If you have any questions about your homeowner’s insurance, we’re here to help!
If you are looking for a recommendation for a great roofer, contact us, and we will connect you with some great companies!
